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Insurance Advisory Services
Lets Navigate insurance complexities with ease with our expertise in financial and Insurance solutions.
Why Do I Need a Medical Insurance Plan?
Financial Protection: Health insurance safeguards you from potentially crippling medical expenses that can arise from illnesses, accidents, surgeries, or prolonged hospitalizations. Without a health insurance plan, these costs could quickly deplete your savings and create a significant financial burden.
What is Health Insurance?
Health Insurance serves as a safeguard, shielding you and your family from financial distress during health crises. Contrary to the prevalent notion that Medical Insurance is solely for the elderly or those with health issues, it is essential for everyone. An ideal health insurance policy provides reassurance in times of hospitalization by covering your medical expenses. Events like COVID-19 have highlighted the critical importance of medical insurance. Furthermore, in light of the ongoing rise in medical costs, having a health insurance plan can greatly assist you, whether by offering cashless treatments or reimbursing your medical expenses. Our health insurance is versatile, allowing for personal or floater options to ensure extensive coverage.
Access to Quality Healthcare: Having health insurance provides access to a network of healthcare providers, hospitals, and specialists, ensuring that you receive timely and quality medical care without the immediate worry of finances. This means you can choose better healthcare facilities and specialists without being restricted by the upfront cost of treatment.
Rising Medical Costs: Medical expenses, driven by factors like medical inflation and advancements in technology, are constantly increasing. Health insurance acts as a crucial buffer against these rising costs, covering expenses like hospital stays, doctor fees, medications, and even daycare procedures, protecting your savings from unexpected medical expenditure.
How to select a health insurance plan ?
Assess your specific healthcare needs and requirements carefully.
Choose a plan with comprehensive coverage, including essential treatments.
Select an adequate sum insured that meets potential medical expenses.
Check for a wide network of cashless hospitals for convenience.
Evaluate deductibles and co-payments, understanding their cost implications.
Look for plans with a higher claim settlement ratio.
Understand the waiting periods for specific conditions and treatments.
Choose a plan with lifetime renewability for continuous coverage.
Compare different health insurance policies and their features online.
Read the policy document thoroughly, including inclusions and exclusions
Detailed answers to all Frequently asked questions are available in this section.